EAP got you the job. Finance Fluency makes you the finance person every growing business wants. 100 hours that turn a junior accountant into an AI-augmented finance professional — pairing money topics with Excel, Tally, and AI workflows in every module. Six working files you keep for life, ending in a CFO Dashboard built with Excel + AI.
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From accountant to wealth-fluent — in the same building.
Every module pairs a money topic with a tool skill (Excel or Tally) and an AI workflow. Students don't just learn concepts — they build six working files they retain for life, capped with a CFO Dashboard.
Income–expense–asset–liability model · cash flow vs net worth · emergency fund sizing · SMART financial goals · digital banking, UPI, NEFT/RTGS/IMPS · payment safety · recordkeeping discipline. Tools: Excel workbook structure, formulas, tables, basic charts · AI prompt fundamentals for statement reading. Deliverable: Personal cash-flow + net-worth tracker.
Old vs new regime decision · salary structure decoded (Basic, HRA, LTA, allowances) · deductions (80C, 80D, 80G, HRA math) · Form 16, 26AS, AIS, TIS · ITR-1 filing · advance tax for freelancers · TDS mechanics. Tools: Excel IF/IFS, slab calculators, scenario comparison · AI for deduction optimization and ITR query resolution. Deliverable: Tax computation sheet + mock ITR-1 filing.
Asset classes and risk-return spectrum · mutual funds (direct vs regular, active vs index, expense ratio) · SIP math and compounding · ELSS, PPF, NPS, EPF · equity and ETFs primer · asset allocation · portfolio rebalancing. Tools: Excel XIRR, FV, PV, NPV, PMT · portfolio dashboard · AI for fund research and market summarization. Deliverable: Personal portfolio model with rebalancing logic.
EMI math and prepayment vs investment decision · CIBIL mechanics and score improvement · term vs ULIP · health insurance (individual vs family floater) · motor, critical illness, personal accident · claim process and rejection reasons. Tools: Excel PMT, IPMT, PPMT, amortization, sensitivity tables · AI for policy comprehension and claim drafting. Deliverable: EMI affordability model + insurance cover plan.
P&L, balance sheet, cash flow reading · current/quick/debt-equity/ROE ratios · GST framework, RCM, input tax credit · GSTR-1/3B/9 · freelancer presumptive taxation (44ADA) · invoicing and side-income compliance. Tools: Tally Prime — company setup, ledgers, vouchers, GST invoice, books, P&L generation · AI bookkeeping copilots. Deliverable: Tally GST workflow + ratio analysis sheet.
CTC vs in-hand math · salary negotiation tactics · ESOP, RSU, bonus structures · PF, NPS Tier I/II, gratuity · employer vs individual insurance · retirement corpus math · 60-month post-graduation financial roadmap. Capstone integrates Excel + AI from all six modules. Deliverable: AI-assisted CFO Dashboard (capstone).
By the time you finish Finance Fluency, you'll have six working files refined for life, AI workflows that compound across decades, and a CFO Dashboard — your own — built and reviewed by a Chartered Accountant. The substance that lands you on the senior accountant → financial analyst → CFO track.
The first Finance Fluency cohort is intentionally small — we want every student in the capstone review. Reserve early.
Fee includes live sessions, AI prompt-template library, the four lifetime spreadsheets, and a one-on-one capstone review with a Chartered Accountant.
100 hours post-EAP. Money + Tools + AI, paired in every module. Six working files for life, ending in a CFO Dashboard. Reserve your seat in the first batch.